Rewards Free Checking
- $50 minimum needed to open
- Earn additional cash with everyday debit card transactions during Reward Period**
- Earn a $0.05 reward for every debit card transaction* of $10 or more
- Reimbursement of up to $10 of ABB and foreign ATM fees each month
- No minimum balance required
- No monthly service charge
- Free 1st order of checks
- Statement with check images available by mail or online
* ATM transactions with a debit card do not qualify for cash rewards.
**The Reward Period is the first business day of the calendar month through the last business day of the calendar month, regardless of the statement cycle. A business day is defined as Monday through Friday, excluding holidays. Rewards will be paid by the fifth (5th) business day of the following month. Debit card transactions not posted/cleared by the last day of the month may receive rewards in the following month. Cash Rewards & ATM Rebates are not credited if the account is closed before the last day of the month.
Overdrafts: While we are not obligated to pay any item presented for payment, if your account does not contain enough money, we may approve your overdraft as long as you maintain your account in good standing. We will notify you promptly of any non-sufficient funds items paid or returned that you may have: however, we have no obligation to notify you before we pay or return any item. The amount of any overdraft, including paid OD Privilege Paid Item(s) fee of $28 and/or an NSF Returned Item(s) fee of $28, will be charged. Overdraft Privilege Policy